Breaking Down My Goals – Financial

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D w-Total Money Makeover BookSimply put – saving money is hard for anyone.  Including us.

This is the last post on “Breaking Down My Goals” for the Twelve Goals of Twelve that I’ve set forth for the year.


In the financial area, and because I’m trying to be open and honest with my children (and anyone else who reads this blog,) we should be able to save $12,000 by the end of December.

We are intending for that amount to be earmarked for purchasing a new-to-us vehicle in the latter part of 2017.

I don’t intend on giving a month-to-month blog post devoted to this goal.  I’ll probably just let you all know if we complete it by the end of the year.

There’s no plan for this other than continuing on doing our budget every month per the Dave Ramsey plan guidance he sets forth in his book, The Total Money Makeover.

We’ve been following that financial peace plan for about six years now, and it has brought my husband and I peace of mind like no other.

Our story is like anyone else: Six years ago we were in debt up to our eyeballs, we had car and home loans to pay, and we couldn’t save two nickels together even if we wanted to.

It wasn’t until we learned through the Total Money Makeover book how to control our money so it wouldn’t control us that we learned what the definition of maturity is in the financial world – Children do what feels good.  Adults have a plan.

I highly recommend reading that book or attending a Financial Peace Course in your area.

I’m preparing two class sessions for church based off the book now and I hope to get my thoughts out on this blog too.

Have a great week and may your financial dreams of this year come true!

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